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Apun Bahan Scheme Assam,Application Form Pdf

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apun ghar application form pdf|apun ghar home loan sbi assam|sbi apun ghar eligibility:The Assam government in yesterday’s cabinet meeting has approved the ‘Apun Bahan’ scheme. The scheme is set to offer interest subsidies on motor vehicle loans, making it easier for eligible employees to purchase vehicles.Under the ‘Apun Bahan’ scheme, the State Government will provide interest subvention on motor vehicle loans acquired from scheduled commercial banks, regional rural banks, and the Assam Cooperative Apex Bank, which are recognised by the Reserve Bank of India.

Assam Government is inviting online applications for Aponar Apon Ghar Home Loan Subsidy Scheme Under this new Aponar Apon Ghar Home Loan Subsidy Scheme, the state govt. will provide Rs. 2.5 lakh subsidy on home loans up to Rs. 40 lakh. This house loan subsidy is only for those who are purchasing their 1st house and have not availed of loans under the previous Apun Ghar Scheme. People can now apply online for Aponar Apon Ghar Scheme by fill a registration/application form, check the subsidy amount, and complete details.

Apun Bahan Scheme Assam

The ‘Apun Bahan’ program was approved by the Assam government during yesterday’s cabinet meeting. The program is designed to provide interest discounts on auto loans, making it simpler for qualified employees to buy automobiles.The State Government will offer interest subsidies under the “Apun Bahan” program on motor vehicle loans obtained through scheduled commercial banks, regional rural banks, and the Reserve Bank of India-recognized Assam Cooperative Apex Bank.

All permanent residents of Assam who apply for housing loans from Scheduled Commercial Banks, Regional Rural Banks, and the Assam Cooperative Apex Bank that have been approved by the Reserve Bank of India will receive a one-time financial assistance of up to INR 2,50,000 from the Assam government.

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Assam Aponar Apon Ghar Scheme Eligibility

The applicants must fulfill the eligibility criteria for Assam Aponar Apon Ghar Scheme 2020:-

  • Applicants must be a permanent resident of Assam state.
  • Applicant must avail housing loans from any Scheduled Commercial Bank, Regional Rural Banks, Assam Cooperative Apex bank within the state.
  • The total family income from all sources must not exceed Rs. 20 lakhs.
  • Housing loans must be of more than Rs. 5 lakh and sanctioned by the bank on or after 1 April 2019.
  • Those already benefited under Apon Ghar scheme are not eligible.
  • Loan accounts must not be under NPA (Non-Performing Assets) status.
  • This must be the first home by the composite family.

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Loan / Subsidy Amount in Assam Aponar Apon Ghar Scheme

The loan amount and the subsidy on it which can be availed under Assam Aponar Apon Ghar Scheme is given in the table below:-

Loan Amount                                                                Subsidy Amount

Rs. 5 lakh to Rs 10 lakhs                                                 Rs  1 lakh

Rs. 10 lakhs to Rs.   20 lakhs                                          Rs. 1.5 lakh

Rs. 20 lakhs to Rs.   30 lakhs                                          Rs.  2 lakh

Rs. 30 lakhs to Rs.   40 lakhs                                          Rs.  2.5 lakhs

List of Documents Required for Apun Ghar Home Loan

Below is the complete list of documents required to avail home loan under Apun Ghar home loan scheme.

  • 5 Copies of Passport size photograph.
  • Any one of the following for identification: PAN card / Voter ID / Identity Card / etc.
  • Any of the following documents for proof of residence: ELectricity Bill / Landline telephone bill / Passport / SBI account passbook with updated address.
  • Form 16 of last 2 years.
  • Latest salary slip with all deductions duly certified by DDO.
  • Last 6 month statement of salary account.
  • No dues salary from the bank if the salary is not credited in SBI account.
  • Personal asset’s and liabilities statement in bank’s format.
  • Documents evidencing the ownership of land/building to be purchased/constructed, such as Jamabandi copy.

Apun Ghar Assam Home Loan Scheme Application Form

The application forms would be submitted by the employees through their DDO’s (District Drawing and Disbursing Officer) as per the prescribed format of application form along with all the required documents. The application form for Apun Ghar scheme can be downloaded from the official website of Assam Government using the link below.

Download Apun Ghar Application Form through the link – https://finance.assam.gov.in/schemes/detail/apun-ghar

  • The “schemes and projects” menu is accessible from the portal’s homepage.
  • The user must select “Apun Ghar” in order to obtain the application form.
  • Fill out the form with the necessary information and include the required attachments with the form.
  • The applicant must submit a properly completed application to the Drawing and Disbursement Officer (DDO).

What is the Apun Ghar scheme in Assam?

employees on home loans up to Rs. 15 lakh taken for a 20 years duration. The main objective of Assam Aponar Apon Ghar Home Loan Subsidy Scheme is to realize the vision of “Housing For All” by so that each poor people have their own house.

What is the new loan scheme in Assam 2023?

The state government of Assam has launched a new Zero Interest Crop Loan Scheme 2023 for the farmers in budget. In this scheme, the state govt. will provide 100% interest subsidy on agricultural loans for short term crops.

Who is eligible for Apun Ghar scheme?

Applicants must be a permanent resident of Assam state. Applicant must avail housing loans from any Scheduled Commercial Bank, Regional Rural Banks, Assam Cooperative Apex bank within the state. The total family income from all sources must not exceed Rs. 20 lakhs.