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New Swarnima Scheme|NBCFDC Loan Apply Online

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new swarnima scheme for women|new swarnima scheme in tamil|new swarnima scheme launch date|nbcfdc loan scheme|nbcfdc loan interest rate|NBCFDC Loan application form:A term loan scheme by the Ministry of Social Justice and Empowerment for women entrepreneurs from backward classes to obtain a loan of up to ₹2,00,000/- @ 5% per annum, thereby providing them social & financial security. The scheme is introduced by National Backward Classes Finance and Development Corporation (NBCFDC) and implemented by State Channelising Agencies (SCAs) which act as the nodal agency.

A subsidy amount of ₹2,00,000/- @ 5% per annum, for self-employment. (The remaining amount has to be self-owned by the beneficiary.)The beneficiary woman is not required to invest any amount of her own on the projects upto cost of Rs.2,00,000/-.The Swarnima Scheme was introduced by the National Backward Classes Finance and Development Corporation (NBCFDC) for the welfare of Women. The implementation of the scheme is performed by the State Channelising Agency (SCA) which act as the nodal agency.

new swarnima scheme

The Swarnima Scheme was introduced by the National Backward Classes Finance and Development Corporation (NBCFDC) for the welfare of Women. Under this scheme, term loan will be provided to women entrepreneur belonging to the target group (backward classes). The implementation of the scheme is performed by the State Channelising Agency (SCA) which act as the nodal agency. In this article, we look at the Swarnima Scheme for Women in detail.

The National Backward Classes Finance and Development Corporation which is regulated under the Ministry of Social Justice and Empowerment works for promoting economic and developmental activities for the benefit of Backward Classes and assisting the weaker section of these classes in skill development and self-employment.NBCFDC grants financial assistance through State Channelising Agencies (SCAs). Also, they provide funding through SCAs/ Self Help Groups (SHGs). NBCFDC supports the economically weaker section in developing self-employment ventures under the following sectors:

  • Agriculture and Allied Activities.
  • Small Business.
  • Artisan and Traditional Occupation.
  • Technical and Professional Trades/Courses.
  • Transport and Service Sector.

Pradhan Mantri Apprentice Mela 2023

NBCFDC Loan application form Salient Features

  • The target group of the “New Swarnima” scheme of NBCFDC is the women belonging to Backward Classes having annual family income upto Rs.3.00 Lakh.
  • The beneficiary women is not required to invest any amount of her own on the projects upto cost of Rs.2,00,000/-.
  • The rate of interest on the amount of loan is less as compared to the general loan scheme of the Corporation.

CAPF Old Pension Scheme

new swarnima scheme for women Eligibility

  • The applicant must be a FEMALE.
  • The age of the applicant must be between 18 and 55 years.
  • The applicant must be an Entrepreneur
  • The Total Annual Family Income of the Applicant must be Less than ₹ 3 Lakh per Annum

nbcfdc loan scheme Documents Required

  • Proof of Identity (Aadhaar card)
  • Ration Card
  • Domicile CertificateCaste Certificate (for reserved category)
  • Passport size Photograph of the applicant

One Rank One Pension Scheme

nbcfdc loan interest rate

The rate of interest under Swarnima Scheme for Women are tabulated below:

Interest Chargeable from
 NBCFDC to SCA2% per annum
SCA to Beneficiary5% per annum

NBCFDC Loan apply online

Step 1: Eligible applicant needs to visit nearest SCA office, apply on prescribed form for Swarnima Scheme for Women. You can find your nearest SCA office at this link – https://nsfdc.nic.in/channel-patrners/scas

Step 2: Enter the necessary details in the application form and mention the needs and choice of vocation and training requirements, if any.

Step 3: Submit your application form and the required documents to the same SCA office. After reviewing the application, the loan will be sanctioned by SCA.

What is new Swarnima scheme?

 Inculcating the spirit of self-dependence among the women of Backward Classes under Term Loan. Eligibility. The women belonging to Backward Classes as notified by the Central/ State Governments from time to time shall be eligible for loan under this scheme.

How to get a loan from NBCFDC?

Eligible persons desirous of obtaining financial assistance under NBCFDC schemes can apply online at registration portal on NBCFDC website. Requests received will be forwarded to concerned Channel Partners (SCAs/Banks) under intimation to the applicant.

What is loan scheme?

loan scheme means a loan granted to a beneficiary by the Finance Partner that is aimed at financing a set of several pre-determined Projects under the Facility. Loan Schemes take the form of “Framework Loans” for the Finance Partner.